A fixed deposit is a trusted way to maintain liquidity and earn an assured rate of return on the capital. Interest rates vary from one bank to another. Let’s take a comprehensive look at the interest rates on offer today.
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Bank<1
year1 to 2
years2 to 3
years3 to 5
yearsw.e.fFOREIGN BANKSDBS Bank66.66.46.4Nov 14Deutsche Bank576.256.25Jul 25HSBC4.15.55.355.5Jul 17Standard Chartered5.756.66.56.5Aug 29INDIAN: PUBLIC SECTOR BANKSBank of Maharashtra5.256.655.255.25Jan 07Bank of Baroda66.66.56.4Jun 12Bank of India5.56.66.36.25Mar 02Canara Bank5.56.56.256.25Jan 05Central Bank of India56.26.256Dec 10Indian Bank4.756.66.156.05Mar 03Indian Overseas Bank5.56.66.46.1Dec 15Punjab National Bank5.66.66.36.1Feb 24Punjab & Sind Bank4.856.7565.95Feb 16State Bank of India5.96.456.46.3Dec 15UCO Bank6.36.456.16Dec 11Union Bank6.16.66.256Feb 11INDIAN: PRIVATE SECTOR BANKSAxis Bank5.756.456.456.45Mar 13Bandhan Bank4.207.257.257Mar 06CSB Bank6.7576.55.75Sep 10City Union Bank6.2576.56.25Mar 11DCB Bank6.5777.15Jan 16Dhanlaxmi Bank5.256.956.257Mar 01Federal Bank66.76.756.4Mar 12HDFC Bank5.756.456.456.5Mar 06ICICI Bank5.56.36.456.5Mar 13IDBI Bank5.86.456.56.35Feb 23IDFC First Bank5.57.27.27.2Mar 04IndusInd Bank6.2576.96.65Sep 25J & K Bank66.757.256.65Feb 11Karnataka Bank5.756.656.156.15Aug 01Kotak Bank66.76.76.4Feb 11Karur Vysya Bank6.656.556.556.55Sep 26RBL Bank6.057.27.27Sep 24South Indian Bank5.96.76.26.2Mar 10Tamilnad Mercantile Bank6.47.16.66.6Jan 08TNSC Bank6.857.67.16.85NAYes Bank6.5777Mar 05SMALL FINANCE BANKSAU Small Finance Bank6.356.97.17Jan 12Equitas Small Finance Bank6.356.97.47Mar 02ESAF Small Finance Bank4.7587.256Mar 01Jana Small Finance Bank77.257.57.77Jan 10Suryoday Small Finance Bank6.57.67.257.96-MarUtkarsh Small Finance Bank67.57.57.25Dec 01Ujjivan Small Finance Bank67.457.257.25-Aug
year1 to 2
years2 to 3
years3 to 5
yearsw.e.fFOREIGN BANKSDBS Bank66.66.46.4Nov 14Deutsche Bank576.256.25Jul 25HSBC4.15.55.355.5Jul 17Standard Chartered5.756.66.56.5Aug 29INDIAN: PUBLIC SECTOR BANKSBank of Maharashtra5.256.655.255.25Jan 07Bank of Baroda66.66.56.4Jun 12Bank of India5.56.66.36.25Mar 02Canara Bank5.56.56.256.25Jan 05Central Bank of India56.26.256Dec 10Indian Bank4.756.66.156.05Mar 03Indian Overseas Bank5.56.66.46.1Dec 15Punjab National Bank5.66.66.36.1Feb 24Punjab & Sind Bank4.856.7565.95Feb 16State Bank of India5.96.456.46.3Dec 15UCO Bank6.36.456.16Dec 11Union Bank6.16.66.256Feb 11INDIAN: PRIVATE SECTOR BANKSAxis Bank5.756.456.456.45Mar 13Bandhan Bank4.207.257.257Mar 06CSB Bank6.7576.55.75Sep 10City Union Bank6.2576.56.25Mar 11DCB Bank6.5777.15Jan 16Dhanlaxmi Bank5.256.956.257Mar 01Federal Bank66.76.756.4Mar 12HDFC Bank5.756.456.456.5Mar 06ICICI Bank5.56.36.456.5Mar 13IDBI Bank5.86.456.56.35Feb 23IDFC First Bank5.57.27.27.2Mar 04IndusInd Bank6.2576.96.65Sep 25J & K Bank66.757.256.65Feb 11Karnataka Bank5.756.656.156.15Aug 01Kotak Bank66.76.76.4Feb 11Karur Vysya Bank6.656.556.556.55Sep 26RBL Bank6.057.27.27Sep 24South Indian Bank5.96.76.26.2Mar 10Tamilnad Mercantile Bank6.47.16.66.6Jan 08TNSC Bank6.857.67.16.85NAYes Bank6.5777Mar 05SMALL FINANCE BANKSAU Small Finance Bank6.356.97.17Jan 12Equitas Small Finance Bank6.356.97.47Mar 02ESAF Small Finance Bank4.7587.256Mar 01Jana Small Finance Bank77.257.57.77Jan 10Suryoday Small Finance Bank6.57.67.257.96-MarUtkarsh Small Finance Bank67.57.57.25Dec 01Ujjivan Small Finance Bank67.457.257.25-Aug
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Compiled by BankBazaar.com from respective bank’s website as on the date mentioned above. Note that fixed interest rates may be subject to a revision after a specified tenure depending on the bank’s T&Cs.
Some banks/FIs allow fixed rate only for a definite period and thereafter prevailing floating rates are made applicable.
