Citi Cashback Credit Card (UAE): Your Ultimate Guide to Smart Earning
In the fast-paced life of the UAE, every dirham counts—and with the right credit card, your everyday spending can work harder for you. Enter the Citi Cashback Credit Card UAE, a powerful option that delivers automatic cashback, global airport lounge access, and lifestyle perks designed for modern living. In this guide, we dive deep into the card’s features, eligibility, and real-world benefits, helping you decide if it’s the right fit—and how to get instant approval via CreditCardFinder.ae.
What Makes the Citi Cashback Credit Card UAE So Popular?
Standout Features That Matter
High Cashback Rates, Automatically Paid
3% on non-AED (international) spend, ideal for overseas travel or online shopping.
2% on grocery/supermarket spend, perfect for everyday essentials.
1% on all other spend, ensuring every swipe earns—automatically credited with no redemption required.
No Caps, No Minimum Spending
Unlike many other cards, there’s no monthly limit, no minimum spend thresholds—your cashback is simple and seamless.
First-Year Annual Fee Waived
Enjoy a fee-free first year. From the second year onwards, the AED 300 annual fee is waived if you spend at least AED 9,000 annually.
Global Airport Lounge Access
Relax before your flight with unlimited access to over 1,100 airport lounges worldwide via the Mastercard Travel Pass app. This benefit is available to both primary and supplementary cardholders.
Airport Transfers & Travel Perks
Two complimentary Careem airport rides per year, up to AED 110 each, using code MAUAE2.
Plus, enjoy travel accident and medical protection—covering scenarios like flight delays, lost luggage, and more.
Additional Lifestyle Offers
Talabat: 20% off (up to AED 14) once a month using code MASTERCARD.
Booking.com: Up to 7–10% cashback to your wallet on global bookings.
Voucher Skout: Access up to 50% off at participating merchants with 50 free credits.
Purchase Protection & Extended Warranty—giving peace of mind on bigger buys.
World Mastercard Benefits—travel, dining, and lifestyle benefits globally.
Eligibility & Application Requirements
Minimum Salary: AED 8,000 per month.
Residency: Must be a UAE resident. Good credit score and a stable financial history are essential.
Required Documents:
Passport, Residency Visa, Emirates ID
Salary certificate, and last 3 months’ bank statements.
Welcome Offer: Many platforms mention a one-time AED 150–200 cashback/reward for new cardholders meeting minimum spend thresholds.
Citi Cashback Credit Card UAE vs. Other Options
Why Citi Cashback Works for UAE Residents
Simple & Transparent Rewards: No hoops, no categories to track, just cashback on all purchases.
Great Value for International Spend: 3% uncapped cashback helps offset FX fees.
Low Salary Barrier: At AED 8,000/month, it opens doors for many UAE residents.
Strong Travel Benefits: Lounge access and transportation perks elevate its appeal.
Flexible Fee Structure: You can enjoy the card fee-free if you reach the annual spend threshold.
How to Apply & Get Instant Approval via Creditcardfinder.ae
Applying is easy: click the link below, fill in your details, and get instant approval review—backed by CreditCardFinder’s streamlined process and expert guidance:
Apply for Citi Cashback Credit Card (UAE)
Final Thoughts
If you’re looking for a easy-to-use cashback card that rewards your everyday spending—especially on groceries and overseas purchases—and offers unmatched travel benefits, the Citi Cashback Credit Card UAE is a top contender. With automatic cashback, airport lounge access, and a fee structure that rewards frequent use, it’s a standout choice for many residents.
Ready to earn as you spend? Click below to apply with Creditcardfinder.ae and get a fast and smooth instant approval experience:
Apply for Citi Cashback Credit Card (UAE)
