[MI, NV only] United Federal Credit Union: Ultra Checking Account – Earn 5% APY On Balances Up To $15,000

Update 11/6/25: Now offering a $250 checking & $100 debit card.

Update 5/18/23: Has now increased to 5% APY from 3% APY.

Offer at a glance

The Offer

Direct link to offer

United Federal Credit Union Ultra Checking account offers 3% APY on balances up to $15,000 when the following requirements are met:

eStatements
10 debit transactions
1 ACH deposit (no minimum specified)

There doesn’t seem to be any monthly fees to worry about.

Relatively easy requirements to meet, will add this to the best high yield savings accounts.

Hat tip to PrudentVeterinarian0