What’s your partner’s core money language?
Lance: I think Tom is fluent in many money languages, as long as it has to do with spending.
Tom: Ha! I’d say Dustin’s is a ‘Scarcity Mindset’. He doesn’t like to spend money on anything. If he’s going to buy something, he spends about six months researching, making sure it’s right, and deciding whether he definitely still wants it.
Whose money language causes the most confusion at home?
Tom: Me. I get targeted by a lot of ads. They know their market!
Lance: Actually I’d say me. Even though I never stop working and I make money, I don’t know what to do with it. He’ll say, ‘Why don’t we go on holiday?’ and I’ll reply, ‘No, we can’t afford it!’ But my logic doesn’t make sense.
Do you ever argue about money?
Tom: Yes, most recently around Christmas decorations, like a massive animatronic Santa. My argument is that our kids are only young for a short period of time, and we have to make it magical…
Lance: Right, to be clear, Tom has recently bought an acoustic drum kit, a singing Santa and reindeer, and an electric guitar for our 2-year-old. And it’s not about the spending. It’s about the noise. If he just had a little better sense of rhythm, it wouldn’t be so rough…
Do you think your money languages are financially compatible?
Tom: We’re basically the opposite. He likes to save, I like to spend. Although it’s usually on other people and experiences. When Lance tries to rein it in, I remind him: if it helps you work better or makes the kids happier, it’s worth it.
Lance: Yeah. If there were two of me, it wouldn’t be as fun. But if there were two of Tom, we would never get any work done. We’d just be on the road all the time – and we’d be buried in delivery packaging.
How do you approach your financial relationship?
Lance: We each have our own accounts with one joint account that we share and fund equally each month. I think it’s vital that we’re open about how we spend – and see – money. I think communication is what makes it work. Though sometimes, Tom does get a little British…
Tom: I just don’t ask as many questions! We’re both very different with the way that we handle our money. For example, I don’t barter, I would rather not spend my time trying to wrangle.
Do you think one of you is better with money?
Tom: Well that depends how you define being ‘good with money,’ right?! I’m much more impulsive…
Lance: Me. I’m the guardrail. I’m the safety net.
Who could survive the longest on £20?
Tom: Me. I would happily just live off beans. I wouldn’t even need a microwave to warm them up.
Lance: Really?!
What single purchase brought you the most joy?
Lance: When we moved to Los Angeles, of course we needed a car. And we just let our son, Robbie, run through the car sales lot and pick a colour, which was a bright banana yellow that looked like a toy. The kids just love it.
What’s your money mantra?
Tom: Always remember to reward yourself for the hard work you’ve done. When I was diving, if I ever went to a competition and did really well, I’d reward myself. Otherwise you get caught in the trap of just working, working and working – and for what?
